Mortgages

Expert mortgage advice for all mortgage types – from first-time buyers to landlords and second homes

Henderson Moore Financial Solutions Ltd research the whole market of lenders to secure the best mortgage for your individual circumstances. I can help with the following types of mortgage:

Types of mortgage I can offer

  • First-time buyer

    Getting onto the property ladder. Low deposit options from 5%. Help to Buy, Shared Ownership and other schemes.

  • Home mover

    Upsizing, downsizing or relocating – securing the right mortgage for your next home.

  • Remortgage

    Better rate, lower payments or releasing equity when your current deal ends.

  • Self-employed

    Mortgages for self-employed borrowers – we work with accounts, SA302s and contractor income.

  • Bad credit

    Specialist lenders for those with a less-than-perfect credit history.

  • Help to Buy & Shared Ownership

    Government and shared ownership schemes for first-time buyers.

  • Buy-to-let

    Investment properties – first-time landlords, portfolio landlords, limited company and HMO mortgages.

  • Let-to-buy

    Rent out your current home and get a new residential mortgage to move – without selling first.

  • Holiday let & holiday home

    Mortgages for holiday lets and second homes used for short-term rental.

  • Second home

    A second property for personal use – I can explain stamp duty and lending options.

  • HMO (Houses in Multiple Occupation)

    Specialist mortgages for properties with three or more unrelated tenants.

  • Limited company buy-to-let

    Buy-to-let through a limited company for tax and structuring.

  • Foreign nationals & expats

    UK mortgages for non-UK residents, expats and foreign nationals – specialist lenders and documentation support.

Serving clients aged 18–90. Zero contract fees. Get in touch for a free, no-obligation chat about your mortgage needs.

Ready to discuss your mortgage?

Book a free, no-obligation consultation. Zero contract fees – you only pay when your mortgage completes. I'll take the time to understand your situation and find the right solution.

Call Carol